Question

The cost of energy and food is so high now. With the kids home from school for the  summer, I’m having to pay more for lunches and snacks. I’m worried about how I’ll  put food on the table. I’m on a prepayment meter and I’m really scared we’re going to  be left without any gas or electric if I can’t top up. What can I do? 

Our Advisor Says

First of all, I’m really sorry to hear how tough things have been for you. You’re doing the right thing in reaching out for support and there are things you can get help with.  

As a prepayment meter customer, your energy supplier will be able to give you temporary  credit if you can’t afford to top up your meter. They might add this to your meter  automatically, but if they don’t, you can call them and ask them to do this.  

If you run out of temporary credit, speak to your supplier to explain your situation. They may  give you extra temporary credit if you’re struggling with living costs. There are other reasons  why they might give you extra credit too, including if you’re disabled, have a long-term health condition, or you have children under the age of 5. You’ll have to pay back anything extra  

you get, but you can agree how to do this in a way you can afford with your supplier.  

As you say, the cost of living is really high but there is help available. If you pay council tax  and you’re in bands A-D, you should get a payment of £150 automatically. It could take until  the end of September, but if you’ve not had it already you might need to make a claim. You  can check how to do this on your council’s website.  

You might also be able to get a fuel voucher, which you can use to add credit to your meter.  Contact your local council about this. 

There’s more government support coming from October, including a £400 payment to help  you with your energy bills. If you have a prepayment meter, you’ll be given vouchers in the  first week of each month from October, via SMS text, email or post. Make sure your energy  company has your up-to-date details. 

To help manage other costs, it’s also worth checking you’re getting all the benefits you’re  entitled to. There are benefits calculators you can use online. On the Citizens Advice  website, there’s advice on how to reduce living costs and information on other ways to  increase your income.  

The school holidays can be a really tough time and we know the food shop isn’t stretching as far. Contact your local council to find out what extra support you can get over the holidays. If  you can’t afford to buy food, your local Citizens Advice can help you get a referral for a food  bank.  

We know this is an extremely worrying time and everyone’s situation is different. Don’t  struggle alone. If you need further support, contact your local Citizens Advice or call the  national advice line: 0800 144 8848